BillMoIQ is BillMo’s business intelligence solution for BillMo’s retail partners. It uses BillMo’s data warehouse of customer information gathered from the BillMo Digital Wallet and from other sources.  This enables analysis of detailed data on the demographics and spending behavior of customers who live in cash-based economies and are moving to digital payments. BillMoIQ provides retailers with a unique and valuable view into how their customers use their money, including where they shop, what they spend, how they pay bills, and when and where they receive money.