Loan repayment could be a very daunting task especially when it has been piling on for too long. The best thing to do in such a situation is to sit down and analyse your financial status and look for sources from where you can repay it. For personal loan settlement, you can reach out to friends, relatives, or even reliable acquaintances to help you get out of the debt trap. However, avoid dedicating all your resources towards loan repayment or you might land in a worse situation.